Expect little in the markets to be of interest thru New Year’s Day.

An important economic statistic:  Household Formation at The Atlantic.

US Birth Rate Hits New Low – A Nation of Singles by John Mauldin.

Charts on everything:  Stock Tiger.

NG Outlook More Balanced but Still Incredibly High Storage Levels by Kyle Cooper.

Housing:  Inventory down 24% year-over-year in mid-December at Calculated Risk.

“”Affordability” takes three factors into account – the median home price, the median household income, and current mortgage rates. When the index is low, the average family has a hard time affording the average mortgage. When the index is high, it’s much easier.”